Question 1

Next Day Funding

Accepted Answer

Have an extra 2 or 3 days to use your funds.  Businesses that qualify can have funds deposited to their account in less than 24 hours. 
 • Quicker than standard 24 or 48 hour funding offers
 • Visa, MasterCard, Discover & American Express payments are all deposited together
 • Access online reporting about your deposits

Question 2

Point-of-Sale and Connection Options

Accepted Answer

For flexibility and convenience, Payment Management offers multiple point-of-sale (POS) and networking connection options for businesses, including:
 • POS terminals
 • PC-based Virtual Terminals
 • Mobile Phone Card Readers
 • iPad and Tablet POS
 • Ethernet, Internet and Wireless Connectivity
We deploy a variety of industry-leading equipment that arrives fully downloaded and encrypted. Simply plug in the terminal and peripherals, run a few test transactions and you're ready to process.

Question 3

iPad and Tablet Point-of-Sale

Accepted Answer

Flexible, portable and powerful, Payment Management offers complete mobile point-of-sale (mPOS) solutions and app-equipped tablets to allow businesses of all kinds to accept credit and debit cards anywhere, at any time, with features that grow as the business grows. The exclusive app-based payment-enabling technology mPOS and Tablet Register provides mobile payments and in-store solutions to manage staff and inventory, generate reports and save time.

Question 4

ACH Processing

Accepted Answer

Our Electronic Check Conversion (ECC) turns a traditional paper check into an electronic check at the point of sale, converting it to an ACH transaction. As part of Payment Management's ACH processing and check verification process, the check writer is asked to sign a receipt authorizing the ACH and then the check is given back to the customer. This way, the checks are deposited electronically, making the whole process more convenient and cost effective.

Question 5

Recurring Billing

Accepted Answer

Recurring billing allows a merchant to set up a customer payment plan on a daily, weekly, bi-monthly, monthly, quarterly or annual basis. The most common merchant business types that offer recurring payments to their customers include health clubs, magazine subscriptions, doctors' offices, hospitals and municipalities. Payment Management can customize a recurring billing payment program to meet any merchant's needs and requirements.

Question 6

Merchant Cash Advance

Accepted Answer

Grow your business anytime with working capital from Payment Management. In as few as five business days, you can have access to a Merchant Cash Advance of up to $150,000 per location, helping you fuel growth, remodel existing locations, purchase new equipment, fund promotional programs and more. Best of all, the no-fee, no-obligation application process is fast and simple.

Question 7

Gift & Loyalty Cards

Accepted Answer

Rewarding loyal customers and creating new customers are priorities for any business. Payment Management’s gift and loyalty card program paves the way to meet these goals, as well as increase store traffic and drive profits, allowing even the smallest merchant to compete with larger retailers. Our easy-to-use program offers three different levels of gift card starter kits, so a merchant can customize the card’s design based on their own business’s look and feel.
Additional gift and loyalty card program benefits include:
 • Ability to replace paper gift certificates and punch cards
 • Increased cash flow
 • Customer tracking capabilities
 • Improved professionalism

Question 8

Check Processing

Accepted Answer

Each year, check processing exceeds more than $4 billion in revenue and remains the most common form of non-cash payment. Check processing verification and/or guaranty allows merchants to reduce liability and increase sales by safely accepting checks. With our check processing solution, merchants are protected against losses and benefit from easier and faster check acceptance at the point of sale. Payment Management offers four levels of check processing protection and convenience, depending on the merchant’s needs, and provides full support for check processing services, so our customers can concentrate on growing their business.

Question 9

Fleet Card Acceptance

Accepted Answer

Changing dynamics of the Petroleum industry have created a "sweet spot" for Fleet Card Acceptance. Larger organizations are now depending on Fleet Cards to better manage their fleet expenses. Consumers are now expecting more convenient payment options and there is a growing need for businesses to offer programs allowing outside payment options. Payment Management's turn-key and easy-to-use fleet card acceptance program allows independent fuel businesses to increase profit, improve store traffic and expand customer loyalty.

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