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Payment Management is a partnership of payment card industry professionals with extensive experience in providing the very best payment service programs to businesses of all sizes.   No matter the industry or number of locations, we offer the widest selection of credit card processing products and solutions available today. This variety of options allows us to provide the most appropriate technology and processing program with the most competitive pricing that is needed for businesses to run in the most efficient manner. Our hallmarks are true personal service with exacting attention to detail providing each business with the ability to be free of concern about their payment services program.

Payment Management is operated in Princeton, NJ. Since opening in 1992, we’ve treated every customer like a partner. Other companies may offer similar services, but our services come with a personal touch.

OurTeam JB

Ms. Bartl

A multiple award-winning 25-year card payments veteran, Joan Bartl works closely with clients at local, regional and national levels and with companies and institutions of all sizes and types. Her diverse professional experience has brought accolades for her ability to shepherd clients through the often confusing assortment of ever-changing technical and regulatory requirements of the processing industry.

Ms. Bartl’s seasoned collaboration with industry experts has helped increase system efficiency, professionalism, and integrity for both clients and industry alike. She has designed and implemented industry training programs and regularly leads educational seminars for business managers and industry colleagues. Ms. Bartl’s professional associations include member of the Presidents Club for PayPros, a former member of the Advisory Council with Elavon Merchant Services, a co-founder of NXGEN Payment Services, and a member of the Northeast Acquirers Association. She is active in numerous local civic organizations and is a member of the Princeton Chamber of Commerce and on the Board of Directors of Womanspace in Mercer County, New Jersey.

Ms. Bartl works closely with the experienced staff at Payment Management to ensure that every client receives the personal, professional and proactive service with attention to detail that they expect and deserve.

OurTem SK

Ms. Karpinski

Sheena Karpinski’s contribution to the Payment Management team began over 21 years ago and quickly brought a new level of service to its portfolio of accounts. An invaluable and dedicated company asset, her technical expertise and industry knowledge is demonstrated in part by her creative approach to problem solving as well as her attention to detail.

Sheena keeps up with the ever-evolving technology to make certain we are always on the cutting edge of the most appropriate systems for our clients. She manages the client database, systems and procedures, the reporting structures, and support for the sales team.


Prior to joining Payment Management, Sheena was Eastern Division Service Center Manager with BANCard, Inc. in Boulder, Colorado. 

We are here to answer your questions and offer you superior service. Please contact us or request a free analysis of your processing statement.  

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